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Liv HRT Is Now In-Network with Oscar Health
Effective June 15, 2026, Liv HRT in Austin, Texas is in-network with Oscar Health for perimenopause and menopause care.
If you have an Oscar Health plan, your visits with Kristen Bernal, MSN, APRN, FNP-C, MSCP may now be covered at your in-network benefit level — including both in-office and telemedicine appointments.
What This Means for Oscar Health Members
Oscar Health members can now use their in-network benefits at Liv HRT for:
- Hormone replacement therapy (HRT) — bioidentical estradiol and progesterone for perimenopause and menopause
- Initial consultations and follow-up visits — covered subject to your plan's deductible, copay, and coinsurance
Your actual out-of-pocket costs depend on your specific Oscar Health plan. Log into your Oscar member portal or call the member services number on your card to verify your benefits before your first visit.
About Liv HRT
Liv HRT is a perimenopause and menopause specialty practice in Austin, Texas. Kristen Bernal is a Menopause Society Certified Practitioner (MSCP) — a credential issued by The Menopause Society (formerly NAMS, the North American Menopause Society) to clinicians with advanced training in hormone management and menopause care.
The practice offers bioidentical hormone replacement therapy, testosterone replacement therapy for women, thyroid support, and medical weight loss (GLP-1s). Liv HRT serves patients in person at its Austin clinic and via telemedicine throughout Texas.
Liv HRT is in-network with Aetna, BlueCross BlueShield, Cigna, and Oscar Health.
Do I Need a Referral?
It depends on your plan type. Oscar Health PPO plans do not require a referral. If you have an Oscar Health HMO or EPO plan, your primary care provider (PCP) will need to submit a referral before we can bill your insurance. If you're unsure, check your Oscar member portal or see our referral guidance.
Ready to Book?
Call us at 512-814-6642, or schedule online. Mention that you have Oscar Health insurance when you reach out so we can confirm coverage details before your visit.
Frequently Asked Questions
Does Liv HRT accept Oscar Health insurance?
Yes. Liv HRT is in-network with Oscar Health effective June 15, 2026. Oscar Health members can use their in-network benefits for perimenopause and menopause consultations and follow-up visits with Kristen Bernal, MSCP, in Austin, TX.
When did Liv HRT become in-network with Oscar Health?
Liv HRT joined Oscar Health's provider network on June 15, 2026.
What services are covered by Oscar Health at Liv HRT?
Oscar Health covers office visits and telemedicine appointments at Liv HRT for perimenopause and menopause care, including hormone replacement therapy (HRT) for women. Coverage is subject to your plan's deductible, copay, and coinsurance. Compounded medications and self-pay lab panels are typically not covered by insurance and are billed separately.
Can I use Oscar Health for telehealth visits at Liv HRT?
Yes. Liv HRT offers telemedicine appointments for patients throughout Texas, and Oscar Health covers telehealth visits for in-network providers. Confirm telehealth coverage with Oscar before your visit.
Does Liv HRT accept other insurance plans?
Yes. In addition to Oscar Health, Liv HRT is in-network with Aetna, BlueCross BlueShield (BCBS), and Cigna. Self-pay rates are also available: $175 for a new patient consultation and $150 for follow-up visits.
Liv HRT · 4107 Medical Pkwy, Ste 208, Austin, TX 78756 · 512-814-6642 · office@livhrt.com
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